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oojamaflip
Joined: 03 Nov 2009
Posts: 4
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 Posted Tue Nov 3, 2009 4:33 pm |
Hi folks well im new here but have been on and off the site for information in the past.
I am not a massively experienced rider and do a lot of forest tracks and bits in the lakes but nothing to technical you need to know this to understand my question.
Some time ago ( 2 years) I bought a Kona Caldera it was an ex hire bike to replace a Carrera full suspension bike that I didnt get on with. Along with this my Daughter had a Specialized hard rock and my Son a GT Agressor. These along with the Carrera were stolen from my garage 4 weeks ago. All the bikes where named on the house policy and this cost a little extra.
How ever the insurance company state they do not have to replace the bikes with the same models!!! 
here is what they have suggested.
Kona = Orange g3s
Carrera= Pinnacle Cascade 2.0 2009
GT = Cannondale F6 2009
Specialized is like for like
I am a bit lost so was wondering if any of you good folk would cast a bit of advice on it for me. many thanks.
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supersonicLives Here
Joined: 25 Nov 2005
Posts: 47929
Location: Chapeltown, Sheffield
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Posted Tue Nov 3, 2009 4:39 pm |
They are not obliged to replace with the same models (in many cases they don't exist, and the same mdoel name now could be something totally different), though I believe you have a right to refuse wht has been offered.
But looking at what they have offered... you will be well in front! The cascade is a £1700 bike! The others are ll good bikes too.
Zaskar LE 1996
Zaskar Carbon Team
MYSPACE |
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fletch8928
Joined: 12 Mar 2008
Posts: 204
Location: Northumberland
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Posted Tue Nov 3, 2009 5:03 pm |
I think that you would be wise to take them up on the offer. You could say the bikes offered dont fit. If you do decide to see what else would be offered you may not get the same value of what they already have or you may get way more than what is offered in terms of bikes.
whatever you choose to do make sure the insurance company amends your policy to the new bikes.
fly like a mouse, run like a cushion be the small bookcase! |
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dave_hill
Joined: 16 Oct 2007
Posts: 3625
Location: Burnley, Lancs.
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Posted Tue Nov 3, 2009 7:42 pm |
Accept graciously.
Say nothing.
Until they're out of earshot, anyways....
Give a home to a retired Greyhound. Tia Greyhound Rescue
Help for Heroes |
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oojamaflip
Joined: 03 Nov 2009
Posts: 4
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Posted Wed Nov 4, 2009 6:57 am |
Thanks for the info Guys I was unsure of the bikes and wether they where good like for likes. The Orange for the Kona was my main concern as I was unsure of Oranges reputation.
Ill crack on and get them sorted thanks so much.
Ooja.
Thats not a proper saddle!! |
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dave_hill
Joined: 16 Oct 2007
Posts: 3625
Location: Burnley, Lancs.
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Andy_B
Joined: 13 Feb 2006
Posts: 6708
Location: Fridgesuckville
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Posted Wed Nov 4, 2009 7:35 am |
Orange have been around for 20 years or so & make some very good bikes.
I used to have the predecessor to the G series bikes, an Orange Gringo, it was a superb bike, & if any of the DNA of the Gringo has been carried over into the newer G series (look to have very similar geometry) it will be a very good bike well worthy of upgrading as time goes on & parts wear out.
If your Caldera had the Marzocchi MZ forks, the Tora's on the Orange will be a hell of a lot better.
Personally I'd have an Orange over a Kona any day.
thecycledoctor.co.uk |
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The Beginner
Joined: 30 Apr 2009
Posts: 444
Location: Leamington Spa
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Posted Wed Nov 4, 2009 9:30 am |
Most insurers like to offer replacements, they get them cheap (relatively), you get a better deal and it costs them (and therefor us who have to pay the premiums) less, I've had similar with other insurance claims (it also cuts down on fraud as fraudsters prefer cash!) and always come out on top.
Simon
FCN9 using a home built hybrid (believed to be a Carrera touring frame) also building an MTB from a Kraken frame. |
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oojamaflip
Joined: 03 Nov 2009
Posts: 4
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Posted Wed Nov 4, 2009 3:13 pm |
Cheers for all the info guys the Orange bike arrives on Thursday the others I am not sure when. AndyB thanks for that I dont know why but I though I was getting short changed with the Orange as a replacement for my Kona obviously my inexperience of brands shows through. Its just a bit more peace of mind to know its comparable in quality.
Ta Muchly.
Thats not a proper saddle!! |
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supersonicLives Here
Joined: 25 Nov 2005
Posts: 47929
Location: Chapeltown, Sheffield
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Posted Wed Nov 4, 2009 4:38 pm |
Brand doesn't mean anything really, it is the quality and value of what is there that counts.
Luckily all the bikes offered are quality bikes.
The 2009 Caldera and Orange G3 are very very similar so no loss there.
Zaskar LE 1996
Zaskar Carbon Team
MYSPACE |
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GHill
Joined: 23 Nov 2007
Posts: 1053
Location: WA, USA (Brit abroad)
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Posted Wed Nov 4, 2009 5:19 pm |
I'd say you've done pretty well out of that 
EDIT: Bar the pain in the ars* of sorting out the insurance and having the bikes nicked in the first place.
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oojamaflip
Joined: 03 Nov 2009
Posts: 4
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mcflyss
Joined: 09 Dec 2006
Posts: 113
Location: Ipswich, Suffolk, UK
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Posted Sun Nov 8, 2009 10:59 am |
So has it arrived yet? I want pics!!!
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Andy_B
Joined: 13 Feb 2006
Posts: 6708
Location: Fridgesuckville
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Posted Sun Nov 8, 2009 12:17 pm |
| oojamaflip wrote: | | By the way this forum seems pretty ok quite a friendly bunch are there any peeps in the east yorks area? |
I'm based in N.E.Lincolnshire & there are a bunch of riders from around the Hull area on here too.
Any pics of the new bike(s) yet?
thecycledoctor.co.uk |
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ji_
Joined: 24 Jun 2008
Posts: 33
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Posted Sun Nov 8, 2009 4:55 pm |
I have an 05 Caldera and an 06 Orange Gringo, and they are pretty similar. The Gringo is a heavier build out of the box, but overall a nice bike.
www.louthnet.com/LAMB - Louth Area Mountain Bikers |
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