buying a bike with 0% finance

Discuss the eternal "Which fork/bike/tyres should I buy?" questions.
kevcampbell
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buying a bike with 0% finance

Postby kevcampbell » Fri Sep 25, 2009 12:20 pm

is there any shops that do good finance deals?

i am desperate to get a bike, want it for getting around, to have some fun and visit nice places like forests

but it would take me a long time to save up so is there any shops where i can 0% finance that lasts for a long time?

also, i used to have a large 2004 cannondale chase 2 years ago, what bikes would you all reccomend that are like that bike, because i loved that bike so much, i would love the same bike again but dont know if that will happen, if that dont happen what else can i get that will make me as happy as i would be if i got that bike again, or happier

here is a link to my old bike http://www.cannondale.com/bikes/04/ce/model-4FSDJ2.html

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lappymatt
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Postby lappymatt » Fri Sep 25, 2009 12:21 pm

my local bike shop does, cyclehouse.net

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The Northern Monkey
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Postby The Northern Monkey » Fri Sep 25, 2009 12:22 pm

Sunset MTB
Evans Cycles
Merlin Cycles
All Terrain Cycles
Stif


etc
etc
etc

militantmandy
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Postby militantmandy » Fri Sep 25, 2009 12:28 pm

I got mine from Evans, LOADS of stock.

kevcampbell
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Postby kevcampbell » Fri Sep 25, 2009 12:28 pm

how long does the 0% last for though?

also what bkes do you reccomend if you can

thank you

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The Northern Monkey
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Postby The Northern Monkey » Fri Sep 25, 2009 12:30 pm

12 months, 18 months, 24 months, 36 months.... depends what policy each shop has., i'd suggest looking at their websites.

Remember you need a deposit of a minimum 10%, but can be a lot higher some places (Allterrain cycles for instance) + a handling charge to set up the finance.

Angrymonkey
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Postby Angrymonkey » Fri Sep 25, 2009 12:34 pm

Evans is 10% up front and repayable 12 or 24 months I think

kevcampbell
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Postby kevcampbell » Fri Sep 25, 2009 12:38 pm

is it cheaper to build a bike? would not know what to do but i could learn i guess

i did not know how to build a pc but built one earlier this year, totally different i know :P

i guess if i built one i could also get it near like how my old cannondale was, or better?

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The Northern Monkey
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Postby The Northern Monkey » Fri Sep 25, 2009 12:40 pm

kevcampbell wrote:is it cheaper to build a bike?


In a word.... no :lol:

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HandjobDan
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Postby HandjobDan » Fri Sep 25, 2009 12:42 pm

No it's definitely not cheaper, as you tend to buy the dream components for everything, making no compromises and end up with the best possible bike for your ideal spec.

But it's definitely not cheaper!

kevcampbell
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Postby kevcampbell » Fri Sep 25, 2009 12:47 pm

:lol:

so what bikes should i look at that will make me as happy as i was with my cannondale? or happier :)

militantmandy
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Postby militantmandy » Fri Sep 25, 2009 13:50 pm

militantmandy wrote:I got mine from Evans, LOADS of stock.


1000 or less max of a year. 2000 or more 2-3 years. For evans anyway. And yes, 10% deposit.

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Skonk
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Postby Skonk » Fri Sep 25, 2009 13:59 pm

HandjobDan wrote:No it's definitely not cheaper, as you tend to buy the dream components for everything, making no compromises and end up with the best possible bike for your ideal spec.

But it's definitely not cheaper!


Also, bike manufacturers can get the parts cheaper due to bulk buying and buying OEM.

He'd have to buy retail so even for the same spec bike, it would cost more to build it himself.
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dave_hill
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Postby dave_hill » Fri Sep 25, 2009 14:56 pm

For 0% finance deals look at -

All Terrain Cycles (www.allterraincycles.co.uk) - up to 36 months on all Giants, Oranges and some Treks

Sunset MTB (www.sunsetmtb.co.uk) - up to 24 months on most bikes (Trek, Diamond Back, Mongoose, Orange, GT and Kona

Leisure Lakes Cycles - again, up to 24 months depeding upon how much you spend (Trek, Cannondale, Orange, Kona, Intense, Sant Cruz, Marin and Whyte)

I've used both All Terrain and Sunset for 0% purchases with no problems - both are financed by Black Horse so it's a reputable company. Leisure Lakes also come highly recommended by others (not me though, I fell out with them a long time ago).
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GHill
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Postby GHill » Fri Sep 25, 2009 15:09 pm

Quite a lot of local bike shops will do 0% too, not just the big boys. Figure out what bike you'd like first, then look for the finance.

kevcampbell
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Postby kevcampbell » Fri Sep 25, 2009 15:26 pm

nice, thank you for all the lists everyone

but now i just need to find out what bike i want, i would like peoples thoughts though on what to get or look for

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lawman
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Postby lawman » Fri Sep 25, 2009 15:33 pm

genesis alptitude, kona five-o or cowan or cgarge blender i reckon would be good bikes similar to your old chase

kevcampbell
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Postby kevcampbell » Tue Sep 29, 2009 14:59 pm

http://www.allterraincycles.co.uk/product/114331.html

am i too tall or too old to learn on one of them bikes? strange question i guess but want to know

i love that danny macaskill video, the video is what makes me want to get one, if i could learn and get some of his skills that would be awesome but am i too tall or old for that to be possible?

im 24, 25 in october and im about 6'3" or 6'4" so how would i be with one of them bikes, like seen in the link


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