Bike Insurance

Got a general MTB question that doesn't fit anywhere else? Here's the place.
Manny514
Posts: 32
Joined: Thu Sep 09, 2010 09:08 am

Bike Insurance

Postby Manny514 » Thu Jan 24, 2013 08:35 am

Can any of you suggest possible insurers for my bikes, A 456 Carbon and Ellsworth Epiphany, both fairly new and worth a few quid, if I dare add it all up. At the moment they are under the general household policy which doesn't come any where near covering replacement cost. I have made a file for each with all receipts, frame number and photos.

Locked in secure brick built garage, padlocked to each other and the wall.

Who offers value for money? Do any of you have experience of smart water or other security marking products?

Cheers

Manny
456 Carbon
Ellsworth Ephiphany

Lagrange
Posts: 337
Joined: Tue Oct 30, 2012 11:35 am

Re: Bike Insurance

Postby Lagrange » Thu Jan 24, 2013 08:47 am

I found cycleguard to be relatively cheap (£12 a month?) but insisted on a 5 lever lock for the shed (which in practical terms means a receipt from a locksmith showing it was fitted) alt receipts for Sold Secure Gold stuff to prove it was attached to an immovable object. The extra cost of this was much higher than the additional cost to my home insurance for a specified bike - £2000 in my case. So I now use the home insurance which is direct line. The fact you have all the receipts is an A+.

User avatar
Grill
Posts: 5378
Joined: Wed May 23, 2012 08:27 am

Re: Bike Insurance

Postby Grill » Thu Jan 24, 2013 08:57 am

Do my eyes deceive or is that a SEARCH button in the top right-hand corner of the screen?

C'mon dude, this topic comes up a couple times a week, the least you could do is to take a look.
English Cycles V3 | Scott Plasma 3 TT | BMC TrackMachine TM01 | Ritchey Road Logic | Scott CX Team

Wrekin 7
Posts: 11
Joined: Sun Nov 18, 2012 22:09 pm

Re: Bike Insurance

Postby Wrekin 7 » Sat Jan 26, 2013 14:43 pm

Try nfu pal

Deputy Dawg
Posts: 440
Joined: Sat Jul 18, 2009 18:57 pm

Re: Bike Insurance

Postby Deputy Dawg » Sat Jan 26, 2013 15:55 pm

Speak to your home insurance, I'm sure they'll be happy to insure it for the full amount (minus an excess) for only a little more on your annual cover.
Statistically, Six Out Of Seven Dwarves Aren't Happy


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