Bike Insurance?

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CXrider
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Bike Insurance?

Postby CXrider » Wed Oct 09, 2013 10:34 am

I haven't checked my household but I reckon i can safely assume that it would only my bike and the family's bikes on the event they were taken from the shed in the back garden.

However, there is obviously far more chance that my bike would taken out on the road when I have stopped at a pub, shops or family.

Can anybody recommend a decent, comprehensive insurance policy that covers bikes in this situation?
Thanks in advance.

The Real Radioactiveman
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Re: Bike Insurance?

Postby The Real Radioactiveman » Wed Oct 09, 2013 11:16 am

have a sh1t bike for pub trips that you dont mind being nicked

Assume nothing on your home policy ,they may not even be covered at home. Bikes are high risk items and as such there are often clauses in policies such as naming bikes over £500, ground anchors etc etc,
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bails87
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Re: Bike Insurance?

Postby bails87 » Wed Oct 09, 2013 13:03 pm

Check your policy. They might cover your bikes at home, they might not.

for an extra fee you'll probably be able to add 'away from home' cover.
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jonnyboy77
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Re: Bike Insurance?

Postby jonnyboy77 » Wed Oct 09, 2013 13:44 pm

I have a policy with ETA as I found home insurance policies generally weak for commuting/using your bike, although I'm aware not all policies are as restrictive.

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Commuting between Twickenham <---> Barbican on my trusty Ridgeback Hybrid - [strava]

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arran77
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Re: Bike Insurance?

Postby arran77 » Wed Oct 09, 2013 13:55 pm

John Lewis Home Insurance covers all of that :)
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CXrider
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Re: Bike Insurance?

Postby CXrider » Mon Oct 14, 2013 09:01 am

Cheers guys/gals.
Will make some enquiries.
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goonersi
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Re: Bike Insurance?

Postby goonersi » Tue Oct 15, 2013 20:00 pm

I'm with Aviva atm. You need to name the bike as an item for values of £500+ but the policy covers home and away as standard.

Hel.harve
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Re: Bike Insurance?

Postby Hel.harve » Thu Oct 17, 2013 19:46 pm

Hi,
I'm new to this forum so I hope I'm doing the right thing adding to this thread instead of starting a new one :)

I have checked our home insurance policy and it only covers the bikes if they are named on the policy and stolen from our home. There is no option to extend the cover to away from home & I don't want to change my home insurance provider as I'm happy with them.

I was wondering if anyone could recommend a bicycle insurance policy that is actually worth more than the paper it is written on? According to most reviews, most of these policies seem to have so many exclusions that it's impossible to have a claim accepted and most reviews are negative.

So, if anyone could suggest one of the more decent insurers, I'd be really grateful.

Thanks

Andy9964
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Re: Bike Insurance?

Postby Andy9964 » Thu Oct 17, 2013 19:56 pm

Phone them up and explain the situation. They may be willing to negotiate cover away from home for the bikes if you mention taking your custom elsewhere

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CookeeeMonster
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Re: Bike Insurance?

Postby CookeeeMonster » Sat Oct 19, 2013 13:13 pm

ETA seem to be the best by a long shot - check them out
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Hel.harve
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Re: Bike Insurance?

Postby Hel.harve » Tue Nov 05, 2013 08:48 am

Hi,
Thanks everyone who posted on this topic. ETA is one of the companies I have looked at, I think I'll contact them. :)


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