Carbon - not commuter friendly?

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guinea
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Carbon - not commuter friendly?

Postby guinea » Wed Jan 15, 2014 10:08 am

I had a bit fit last week on my good bike so decided to ride it for a few days to get used to it. I wouldn't normally use my best bike for the daily grind to work, but I gave it a go anyway. I cycle from Epping to Angel. I only moved there recently, so am still getting used to the pinch points and likely accident spots (Woodford seems full of them).

Anyway, on Monday morning I was negotiating Whipps Cross roundabout when a woman entered the roundabout and ploughed into me. The visibility was perfect, I still had my lights on including an Exposure 1100 lumen flasher on the front, was wearing reflective gear and even a helmet! There was only one other vehicle on the roundabout at the time so she had no excuse not to see me.

Here is the Garmin map - Image

Anyway, she hit me on the left hand side and I went down on the right. I was doing around 23kph according to the garmin and the accident wasn't too hard. I'm a little bruised and stiff, but I've had far, far worse in the past. The bike wasn't so lucky.

The bike is/was a Canyon SLX CF 9.0 LTD. Which is a full carbon/super record affair. Everything is broken.

The frame is cracked, wheels totalled, bars wrecked (spokes and rims), seat buggered and the derailleur and pedals look like they've been in a war, although they still work. The total price to repair is pretty much the same as the new bike, to about £15 difference.

So, I am now completely against riding on the commute with carbon bits. Although it had the potential to be worse, this was a pretty innocuous accident and a £4.6k bill seems crazy. The woman has accepted liability and is deciding whether to pay in cash or go with insurance. Given I have her insurance details, if she doesn't make her mind up soon, I'll make it for her.

I was building a new titanium commute bike anyway and was thinking of carbon niceties, but nope, this will be a full metal job. For such a minimal impact the cost is eye watering.

New bike will be titanium with discs, Chris King hubs, H+ Son rims, Deda aluminium finishing kit (except for carbon post) and chorus groupset. I was considering Enve carbon bars and rims but after this experience I just don't want the hassle. Rising 365 days a year mean little spills are inevitable, whether they are self inflicted or not, and the cost of them has to be kept low.

Here's some damage porn:

Frame:
Image

Front wheel:
http://i283.photobucket.com/albums/kk29 ... ff5e0.jpeg

Rear wheel:
Image

Bars:
Image

Seat:
Image

Katiebob
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Re: Carbon - not commuter friendly?

Postby Katiebob » Wed Jan 15, 2014 10:21 am

Eep! Glad you're OK!

samsbike
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Re: Carbon - not commuter friendly?

Postby samsbike » Wed Jan 15, 2014 11:02 am

looks rough. Good thing you are ok and she has admitted liability

LockStock666
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Re: Carbon - not commuter friendly?

Postby LockStock666 » Wed Jan 15, 2014 11:20 am

I wouldn't be hesitating going to the insurance company. How long does one need to decide if they are going to cough up £4.6k? Its either "No problem, I'll have it sent over right away" or "Sh*t a brick! How much?!".

She may be wondering if you trying it on with the bill size, I would just get the ball rolling and make sure you see a doctor regarding your injuries. Were the police called?

It seems callous to say that the prospect of another £4.5k bill for bike repair might improve her driving skills in the future, but its probably true.

markhewitt1978
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Re: Carbon - not commuter friendly?

Postby markhewitt1978 » Wed Jan 15, 2014 11:24 am

No way should you even be thinking about letting her pay in cash - straight to the insurance company!

For £4.6k it's always going to be better for her to let the insurance deal too.

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Chris Bass
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Re: Carbon - not commuter friendly?

Postby Chris Bass » Wed Jan 15, 2014 12:53 pm

looking at the damage i['d say whatever the material you'd be looking at a new bike/parts. As it wasn't your fault although the price is high you will be able to claim it all back from her insurance so you wont be out of pocket.

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TommyEss
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Re: Carbon - not commuter friendly?

Postby TommyEss » Wed Jan 15, 2014 13:10 pm

To be honest, if a bike gets hit hard/run over, it doesn't matter what it's made of, it'll be a write of. I've had the misfortune to see a custom titanium Lynskey in pieces. The rider wasn't much better.
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Slowbike
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Re: Carbon - not commuter friendly?

Postby Slowbike » Wed Jan 15, 2014 13:14 pm

an accident is never a good thing - no matter what bike you're on.
Glad you're ok though.

Insurance or cash? Cash would be quicker if she's got it - but perhaps you won't get any compo for injuries. Don't forget to include a new helmet & any clothes that were damaged in the claim.

Carbon on a commute? No problem with it - my commute bike has carbon forks - although the rest of it isnt. The only reason I don't ride the best (carbon) bike on the commute all the time is that I like having a best bike for longer rides at the weekend and the commute bike is marginally cheaper to maintain.
Then there's the replacement cost - it's far cheaper to replace my commute bike parts if I damage them - an off could easily be my fault. Granted, I could equally crash the best bike whilst out on a ride, but the commute is in most weathers and limited choice of route - if there's a hazard I've just got to go round it.

That said - when it's dry and sunny I'll happily bring the best bike in - it's nice to ride and makes a change from the commute machine.
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jomoj
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Re: Carbon - not commuter friendly?

Postby jomoj » Wed Jan 15, 2014 13:27 pm

you pays yer money and takes yer choice as they say but if you have the cash and space to spare I would just spend a small portion of what a titanium frame would cost on a complete off-shelf steel or alu bike that you can ride in all weathers and not be too precious about or distressed about if - fingers crossed it won't - it gets damaged.

And yes - go through the insurers and don't let her dictate the terms of the settlement.

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CookeeeMonster
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Re: Carbon - not commuter friendly?

Postby CookeeeMonster » Wed Jan 15, 2014 15:04 pm

Just wanna say I've heard too many stories of people admitting liability only to turn round at a later date and change their mind...including my mate who had the cow try to claim off him for damage to her car - some people are utter scum.

If she doesn't pay up the next day or two then do everything by the book - doctors/police everything. In fact it may be best to do that now- there is a sticky I think that explains exactly what you need to do.

And glad you're not too hurt!
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guinea
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Re: Carbon - not commuter friendly?

Postby guinea » Wed Jan 15, 2014 15:42 pm

I have the lady's insurance details, she gave me them at the scene. I also phoned them and checked I could initiate a claim if I wasn't satisfied with the response. The lady doesn't know I have the GPS tracking of the incident that shows I was in the perfect position on the road and had the right of way. I also have two witnesses.

For sure, the insurance claim would net me a little more money, but there would be more hassle to me as well as a delay and a risk that she'd change her mind about what happened. My preference is for her to make the bike right quickly.

She has an independent quote for the repair from my LBS and I've given her the option of paying them or ordering me a new bike from Canyon. I'd keep the old one for parts (shifters, crank and stem are still perfect) in lieu of travel expenses, new helmet, bike fit etc.

If she hasn't let me know her preference by the end of the week, I'll make the decision for her and initiate a claim for the whole shebang including bike fit, clothes, helmet, travel, taxis and any potential injury.

guinea
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Re: Carbon - not commuter friendly?

Postby guinea » Wed Jan 15, 2014 15:50 pm

And ten seconds after I write that reply she's called to say she's taking advice from her insurer.

Great stuff.

Juddlinski
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Re: Carbon - not commuter friendly?

Postby Juddlinski » Wed Jan 15, 2014 15:52 pm

GPS tracking of the incident? Ooh, nice one! Now that IS sexy :P

markhewitt1978
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Re: Carbon - not commuter friendly?

Postby markhewitt1978 » Wed Jan 15, 2014 16:08 pm

And also useless as GPS is nowhere near accurate enough to give you exact road positioning, if it does on the map it's an illusion as it'll be using 'snap to road' to make it look more accurate than it is.

Good to hear it's going through insurance tbh, it's the best for all concerned. Don't forget it's the insurers job to put you back where you were before, for that sort of price of bike they may start talking about sourcing you a replacement themselves. You don't have to accept their first offer!

guinea
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Re: Carbon - not commuter friendly?

Postby guinea » Wed Jan 15, 2014 16:18 pm

While the GPS will not show me exact position, it shows clearly the direction I was traveling and the point of impact as well as the trail of the bike being taken to the side of the road.

It shows, in all probability, that I was in the right.

She said originally that I must have been in her blind spot. Clearly I wasn't.

Image

The red line is the path the bike took. You can see it get pinged towards the middle of the roundabout before a witness took it off the road.

markhewitt1978
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Re: Carbon - not commuter friendly?

Postby markhewitt1978 » Wed Jan 15, 2014 16:19 pm

I concede, that's pretty good evidence!

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goonz
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Re: Carbon - not commuter friendly?

Postby goonz » Wed Jan 15, 2014 16:19 pm

Blimey how fast was she going to cause that much damage!?
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guinea
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Re: Carbon - not commuter friendly?

Postby guinea » Wed Jan 15, 2014 16:27 pm

Honestly, not very fast. After years of commuting in London I clock every car approaching my path and this caused me no concern.

She slowed down, but then accelerated into me. I knew about 2 seconds before impact that it was coming and there was nothing I could do but brace for impact. I don't actually know which bit of the bike/me she hit, but she had a little wing and front bumper damage.

My feeling is she saw a van that was ahead of me and in the inside lane and once it was passed she went. I was actually between her and the van, but she didn't see me for some reason.

markhewitt1978
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Re: Carbon - not commuter friendly?

Postby markhewitt1978 » Wed Jan 15, 2014 16:31 pm

Sounds similar to my accident, saw her coming fro the left, the last thing I remember is the sight of my front wheel going into her wing/door and next thing I remember I'm lying on the deck thinking "got to get off the road".

Similar to yourself I thought get a direct payment but she baulked at the comparatively small amount of £275 I was asking for.

I don't envy you going through insurance. Have you filed a police report? And have you contacted a doctor?

guinea
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Re: Carbon - not commuter friendly?

Postby guinea » Wed Jan 15, 2014 16:42 pm

I spoke to a passing police officer who wasn't sure what to do so radio'd a colleague.

The answer was, since nobody was hurt and we exchanged details, they would not do anything. I called her insurance and they agreed.

I don't have time to see a doctor. I've only got minor bruising and stiffness, so am not concerned. If I hve issues next week then I may follow it up.


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