Career change

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wannabecyclist
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Joined: Fri Feb 28, 2014 09:47 am

Career change

Postby wannabecyclist » Fri Mar 21, 2014 11:59 am

Would love if anyone could give their opinion on a career dilemma I have.

Have been working in the debt industry for a few years in sales/technical roles for a salary around 40k with bonuses so nothing special.

Now aged 31 was looking for a more rewarding, long term career that doesn't involve call centre environments. So I have been accepted for 2 roles:-

Student Paramedic- Low salary for 2 years whilst training, then will go up to 40k with shift allowance etc. Feel I may struggle to live on the 20k it starts at whilst training for 2 years. Also, when I am in 40's I imagine carrying old people down flights of stairs in wheelchairs could start to get a bit annoying and not the drama I was looking for. Without being morbid, I liked this role at the thought of trying to save lives at car crashes rather than attending to elderly members of the public with breathing difficulties. Howeve a good honourable career, something to be proud of.

2. Border Force Officer, Heathrow. Bit of a commute on the M25 however the shifts start outside of the busier commuting hours. Like the paramedic role shift work, but I don't mind that, will quite like having days off midweek when towns and leisure facilities are quieter and having 4 rest days every 4 weeks to add on to a weekend. Role described more here (wage has increased to 35k in total with allowances) http://tinyurl.com/q89wblh, concern is could be sat checking passports all day but I imagine there is quite a scope to it and will have many avenues to explore. Wage will be about 35k from the start (quite high which is surprising, police, nurses, teachers all start far lower for some reason)

3rd option I have been given is as a mortgage broker. So remain in the financial service field, nothing honourable about the job in that not helping the community as such, but probably good bonuses despite the low basic. Nothing exciting is going to happen in this job and will be a bit of a boiler room sales environment which to be honest I am bored of at my age. threats of redundancies as the financial cycle goes round from boom to bust and with more people becoming more financial savvy due to hard times am not sure why you would use a broker anyway (I just went on money supermarket to see who was doing the best rate when I got my mortgage).

Any thoughts, anyone here do any of these roles and have more of an insight? I have accepted both the first 2 roles and have to decide one or the other by June. The mortgage broker role I can get anywhere due to the contacts I have developed over the years.

mudsucker
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Re: Career change

Postby mudsucker » Fri Mar 21, 2014 12:05 pm

"40k with bonuses so nothing special"

Sorry lost interest after that...
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wannabecyclist
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Joined: Fri Feb 28, 2014 09:47 am

Re: Career change

Postby wannabecyclist » Fri Mar 21, 2014 12:09 pm

mudsucker wrote:"40k with bonuses so nothing special"

Sorry lost interest after that...



Ha ha, that is a good year mind. And I mean 40k isn't going to lead to a glamorous lifestyle, it just means I can spend more money on my bike despite hardly ever having time to cycle it.

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arran77
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Re: Career change

Postby arran77 » Fri Mar 21, 2014 12:11 pm

See this thread I started and pick off there :wink:

http://www.bikeradar.com/forums/viewtopic.php?f=40088&t=12962755

BTW debt collection / telesales ranks very low in the survey :P
"Arran, you are like the Tony Benn of smut. You have never diluted your depravity and always stand by your beliefs. You have my respect sir and your wife my pity" :lol:

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Pituophis
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Re: Career change

Postby Pituophis » Fri Mar 21, 2014 13:13 pm

mudsucker wrote:"40k with bonuses so nothing special"

Sorry lost interest after that...


Yeah, it would be a pretty special year if I earned 40k too. It must be awful. :roll:
Last edited by Pituophis on Sat Mar 22, 2014 08:20 am, edited 1 time in total.

ManOfKent
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Joined: Thu Sep 13, 2012 12:08 pm

Re: Career change

Postby ManOfKent » Fri Mar 21, 2014 13:43 pm

I used to be friends with a paramedic. There was a lot of sitting around waiting for a call and/or being called to mundane incidents well below her capabilities. Since we lost touch there's been reorganisation around here and I think there are now good opportunities for specialists, first responders and the like. I imagine that life as a paramedic can be dramatically different depending on where you're based: picking up the elderly after falls vs climbing 15 flights of stairs in crumbling tower blocks vs no-go areas in some cities vs limbs chopped off by farming equipment...

Don't underestimate how disruptive shift work can be to your family and social life, and to your health in the longer term.

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Colinthecop
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Re: Career change

Postby Colinthecop » Fri Mar 21, 2014 13:49 pm

Paramedic....

They do a top job, plenty adrenalin at times, they do shift work which beats 9-5 and they do naff all paperwork.

That'd be my choice. 8)

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Veronese68
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Re: Career change

Postby Veronese68 » Fri Mar 21, 2014 15:27 pm

I got laid off 13 years ago and thought about a career change. I wanted to do something worthwhile and looked at becoming a paramedic. Unfortunately with 2 young children I couldn't afford the initial drop in pay. I'm now in my mid 40s and could still cope with the lifting and carrying, that would be alright so long as you do it right. That's the option I would go for. Do something that contributes to society, they do a good job as Colin said. I still think about it sometimes when this feels a bit pointless.

mjbennett
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Re: Career change

Postby mjbennett » Fri Mar 21, 2014 17:58 pm

From what you have written it doesn't sound like you are suited as a paramedic since you have reservations about carrying old ladies etc
Without knowing you it's hard to give you advice but do whatever is likely to make you happy.

SloppySchleckonds
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Re: Career change

Postby SloppySchleckonds » Fri Mar 21, 2014 18:03 pm

mjbennett wrote:From what you have written it doesn't sound like you are suited as a paramedic since you have reservations about carrying old ladies etc
Without knowing you it's hard to give you advice but do whatever is likely to make you happy.


Seems the OP isn't picking any of them for the right reasons.

Whatever the right reasons may be.
I'm sorry you don't believe in miracles

DesWeller
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Re: Career change

Postby DesWeller » Fri Mar 21, 2014 18:19 pm

Pituophis wrote:
mudsucker wrote:"40k with bonuses so nothing special"

Sorry lost interest after that...


Yeah, it would be a pretty special year if I earned 40k too. I must be awful. :roll:


Ha ha! Likewise. Unlike the OP though I love my job so I reckon I win.

BelgianBeerGeek
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Re: Career change

Postby BelgianBeerGeek » Fri Mar 21, 2014 23:58 pm

Border Force = Civil Servant, therefore no. Sh*t job, sh*t money, get made redundant in X years when the Govt get bored of your existence. Out of your list, paramedic. They spend ages hanging around in A&E with a stretcher, then home time!
Oh, you earn 40K a year? Give yourself a slap and get outta here. Come back when you have a real problem.

awallace
Posts: 170
Joined: Mon Feb 01, 2010 21:29 pm

Re: Career change

Postby awallace » Sat Mar 22, 2014 13:16 pm

1st world issues eh? ;-)

I am not a paramedic but I work along side them frequently. They work hard, often for little thanks, and there is a lot of people who could have just popped to the docs, however of course there are a lot of adrenaline type jobs. There is the impact of death and "could I have just done...." They face abuse and violence too.

It is a rewarding job if you work hard and one you should enter with pride and passion. I sense you feel you could turn your hand to a lot of things but a paramedic is a job people stick to.

Just my thoughts.

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VTech
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Joined: Tue Jan 22, 2013 19:31 pm

Re: Career change

Postby VTech » Sat Mar 22, 2014 19:41 pm

wannabecyclist wrote:Would love if anyone could give their opinion on a career dilemma I have.

Have been working in the debt industry for a few years in sales/technical roles for a salary around 40k with bonuses so nothing special.

Now aged 31 was looking for a more rewarding, long term career that doesn't involve call centre environments. So I have been accepted for 2 roles:-

Student Paramedic- Low salary for 2 years whilst training, then will go up to 40k with shift allowance etc. Feel I may struggle to live on the 20k it starts at whilst training for 2 years. Also, when I am in 40's I imagine carrying old people down flights of stairs in wheelchairs could start to get a bit annoying and not the drama I was looking for. Without being morbid, I liked this role at the thought of trying to save lives at car crashes rather than attending to elderly members of the public with breathing difficulties. Howeve a good honourable career, something to be proud of.

2. Border Force Officer, Heathrow. Bit of a commute on the M25 however the shifts start outside of the busier commuting hours. Like the paramedic role shift work, but I don't mind that, will quite like having days off midweek when towns and leisure facilities are quieter and having 4 rest days every 4 weeks to add on to a weekend. Role described more here (wage has increased to 35k in total with allowances) http://tinyurl.com/q89wblh, concern is could be sat checking passports all day but I imagine there is quite a scope to it and will have many avenues to explore. Wage will be about 35k from the start (quite high which is surprising, police, nurses, teachers all start far lower for some reason)

3rd option I have been given is as a mortgage broker. So remain in the financial service field, nothing honourable about the job in that not helping the community as such, but probably good bonuses despite the low basic. Nothing exciting is going to happen in this job and will be a bit of a boiler room sales environment which to be honest I am bored of at my age. threats of redundancies as the financial cycle goes round from boom to bust and with more people becoming more financial savvy due to hard times am not sure why you would use a broker anyway (I just went on money supermarket to see who was doing the best rate when I got my mortgage).

Any thoughts, anyone here do any of these roles and have more of an insight? I have accepted both the first 2 roles and have to decide one or the other by June. The mortgage broker role I can get anywhere due to the contacts I have developed over the years.



Firstly, if you earn more than 50p above minimum wage here you will be ridiculed and hated (trust me)

To try and answer your question.
I always wanted to be a paramedic, it was my dream job and I managed 3 months until i relayed that I couldn't afford to live on the training money and had to leave, I was devastated at the time but happy now of course.
Its a thankless job on the whole, bureaucrats ruin the fundamentals of the job and you have to watch your back at all times as the knife is close at hand wether that be by the general public your trying to help or the people your working with/for.

Border force, I've no idea really about this job but is it secure ? will it make you happy ? can you really rise through the ranks ?
Thats the usual questions anyone with aspirations will ask themselves.

Mortgage broker, I wouldn't bother, banks are not lending at the levels needed to maintain the jobs out there and I have friends with a lifetime of experience who have had to change recently, these were guys taking home 7 figure sums and now can't afford their own costs.


Are you happy at work, do you need to leave ?
I can understand your feelings, I had started to hate my job for the past 2 years, it didn't give me what I wanted, personally I have huge aspirations and that wasn't being met so I would have taken a job at half the salary I was on and been happy with that if I was happy at work.

Think about your choices, talk with good close friends about it before you make decisions.

And good luck...
Living MY dream.

mallorcajeff
Posts: 1900
Joined: Fri Dec 24, 2010 19:57 pm

Re: Career change

Postby mallorcajeff » Sat Mar 22, 2014 20:47 pm

Dilema i am facing myself this winter when i move back to the uk to start over again. Need to work on a plan and think of what to do? Dont care what i end up doing as long as i earn enough to pay for everything i need to and get to ride my bike i will be happy. (And once ive had a log burner fitted to my cottage ive bought)

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MaxwellBygraves
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Re: Career change

Postby MaxwellBygraves » Sun Mar 23, 2014 15:41 pm

VTech wrote:

Firstly, if you earn more than 50p above minimum wage here you will be ridiculed and hated (trust me)



When, oh when, will people start paying attention to the plight of white, middle-aged men on 40K+ a year :wink:
"That's it! You people have stood in my way long enough. I'm going to clown college! " - Homer

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VTech
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Re: Career change

Postby VTech » Sun Mar 23, 2014 16:32 pm

My point was the huge jealousy on this forum for anyone earning "above average" salaries.
It blatant throughout this forum.

Anyway, same applies, if your not happy move on but only if you can afford too. I can't think of happiness coming from a job where you work all week only to realise you can't put food on the table. But on the other hand, if your truly unhappy is it worth the struggle anyway ?
I chose to leave and that was right for me but everyone is different and advice from family/friends normally gets you closer to the right choice.
Living MY dream.

DesWeller
Posts: 5233
Joined: Mon May 05, 2008 15:36 pm

Re: Career change

Postby DesWeller » Sun Mar 23, 2014 17:03 pm

I think you've lost the plot if you think that £40k is nothing special. It's in the top 6% of the population (according to the HMRC 04-05 stats).

ETA: According to 2013 figures you're in the top 20%...still pretty good!
Last edited by DesWeller on Sun Mar 23, 2014 17:32 pm, edited 1 time in total.

nathancom
Posts: 1700
Joined: Thu Feb 23, 2012 19:13 pm

Re: Career change

Postby nathancom » Sun Mar 23, 2014 17:16 pm

VTech wrote:My point was the huge jealousy on this forum for anyone earning "above average" salaries.
It blatant throughout this forum.

Anyway, same applies, if your not happy move on but only if you can afford too. I can't think of happiness coming from a job where you work all week only to realise you can't put food on the table. But on the other hand, if your truly unhappy is it worth the struggle anyway ?
I chose to leave and that was right for me but everyone is different and advice from family/friends normally gets you closer to the right choice.

Just because someone calls you a berk it does not mean they are jealous. Still tell yourself that if it makes you feel better. Ignorance is bliss.

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VTech
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Joined: Tue Jan 22, 2013 19:31 pm

Re: Career change

Postby VTech » Sun Mar 23, 2014 17:34 pm

DesWeller wrote:I think you've lost the plot if you think that £40k is nothing special. It's in the top 6% of the population.



My view on this is what gets me into trouble here but I can't help it.
£40k/year isn't anything special.

Ill try to explain although I will be shot down for it.

£40k a year will sustain the ability to buy a £200k house, a car (not cars!) pay the bills and take a single holiday a year of a half decent quality.

£40,000.00 gross
£29.733.60 take home yearly
£2477.80 monthly

Monthly costs:

£1184.40 - £200k mortgage
£213.93 - £2567.17 average council tax yearly
£118.00 - Gas/Electric average monthly bill
£21.00 - average water bill
£12.50 - TV licence
£40.50 - average 3 bed house insurance £486 yearly
£37.08 - average car insurance £445 yearly
£250.61 - average cost to run a small car £3007.36 yearly (not inc insurance).
£250.00 - average cost of a half decent holiday £3000 which includes everything from booking to costs and clothes etc

£2128.02 monthly

This is before you crack open the Chateau Montelena and Caviar.

£40k/year is not a lot in the UK, it does not afford a lavish lifestyle even though most do not earn this amount.
This is why we are in so much debt as a country, people biatch about what they don't have when the fact is, things are costly and most don't earn enough, even when its twice as much as others.
Living MY dream.


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