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Get one month of free cycling insurance from Laka this Black Friday

Collective-powered insurance provider offers cover from just £1 a month

Laka Club cycling insurance coverage for £1

Laka is offering BikeRadar readers in the UK one month of free insurance cover this Black Friday.


Laka works in a unique way, with the cost of your payments fluctuating depending on the number of claims made within a given month, with savings passed onto customers.

According to Laka, the average cost of insuring £2,000 worth cycling gear would work out as £7 a month.

If Laka’s members have a particularly unlucky month and a number of claims are paid out, the price may rise, but it will never be higher than £17 a month.

That’s an incredibly simplified roundup of how Laka works. For more info, it’s best to consult its extensive FAQs.

How much does bicycle insurance cost?

You could pay less than £47.11 per year to insure bikes valued up to £1,500* Use our insurance comparison tool to get a quote now.

*(51% of customers with a bicycle valued up to £1,500 who obtained a quote for bicycle insurance through this service provided by Quotezone between January and March 2020 were quoted less than £47.11).

Male cyclist riding the Norco Sight C2 29 full suspension mountain bike
Andy Lloyd / Immediate Media

If you just want third-party cycling coverage, Laka is also offering the most basic level of coverage for just £1 a month until the end of 2020.

This gives you third-party liability coverage for up to £2 million of legal costs if you injure someone or damage their property while using your bike, and you also get cover for international trips for up to 60 days (excluding USA / Canada).


For a definitive comparison of the best cheap bicycle insurance from all providers – including quotes from Laka – use our cycling insurance comparison tool.